Online Invoice Generator Canada Free (GST/HST)

GST / HST / PST / QST in CAD

Canada’s sales taxes are provincial. Ontario often uses a single HST line; Alberta is typically GST-only; BC may need GST + PST; Quebec commonly needs GST + QST. Start from a province-friendly layout, then rename or split tax lines so the PDF matches where you sell.

/ca is CAD + CRA taxes. Put your GST/HST number or business number (BN) in the supplier tax field. Keep CAD as the default unless the client contract says otherwise.

Interac e-Transfer for freelancers; CAD EFT for larger AP

Many Canadian freelancers get paid by Interac e-Transfer — put the email or mobile you use for e-Transfer in a remark, plus your invoice number as the memo when the client’s bank allows it. Larger clients still prefer CAD EFT (RBC, TD, Scotiabank, BMO, CIBC, Tangerine, EQ Bank, National Bank, Desjardins, Simplii, Meridian, ATB, Vancity, Coast Capital, PC Financial, Wealthsimple Cash, Neo Financial, Laurentian Bank, Manulife Bank, KOHO, Motive Financial or peer) with institution/transit/account numbers on the PDF.

Show the province of supply when tax depends on it (especially for remote services).

Toronto–Markham HST, Vancouver–Whistler GST+PST, Montreal–Trois-Rivières QST

Ontario B2B invoices (King West, Liberty Village, Distillery, Corktown, Leslieville, Queen West, The Annex, Midtown, Parkdale, Riverdale, Junction, The Beaches, Yorkville, Kensington, Roncesvalles, Scarborough, Etobicoke, Mimico, North York, Willowdale, East York, High Park, Danforth) and Mississauga / Markham / Vaughan / Brampton / Oakville / Burlington / Pickering / Ajax / Whitby / Waterloo / Kitchener / Barrie / Kingston / Guelph / Windsor shops commonly show one HST line (often 13%). BC invoices in Vancouver, Burnaby, Surrey, Victoria, Kelowna, Nanaimo, Abbotsford, Langley, Coquitlam, Richmond, Maple Ridge, New Westminster, Port Coquitlam, Chilliwack, Kamloops, Whistler, Squamish, Prince George, Vernon, Penticton, Courtenay, Langford, Port Moody or Mission frequently need GST and PST as separate lines. Quebec invoices in Montreal, Quebec City, Gatineau, Laval, Sherbrooke, Trois-Rivières, Saguenay or Rimouski often need GST plus QST with both registration numbers when you are registered. Calgary, Ottawa, Winnipeg, Edmonton, Saskatoon, Regina, Hamilton, London ON, Thunder Bay, Sudbury, Moncton, Fredericton, Charlottetown, Red Deer, Lethbridge and St. John’s Alberta-GST-style or HST-province bills stay simpler when only GST or a single HST line applies.

If you sell into multiple provinces, keep separate drafts or rename tax lines per invoice rather than inventing a single blended rate that no province uses.

Offer under /ca → invoice when scope is agreed

Use an offer under /ca for CAD proposals with the same currency defaults, then issue an invoice when the scope is agreed. Keep proposal numbers distinct from invoice numbers.

When tax applies only on the final invoice, leave the offer tax-free and add GST/HST/PST/QST on the bill after you confirm registration and place of supply.

CRA My Business Account stays separate

This tool creates editable client PDFs. It is not CRA software and does not replace My Business Account filings or professional tax advice.

How to make an invoice

1. Enter your business details and your customer's billing information.
2. Add an invoice number, date, due date, and payment terms.
3. List line items with quantities, rates, tax, and discounts as needed.
4. Review the balance due and download your invoice as a free PDF.

When to use an invoice

Use invoices whenever you bill for products or services in Canada. For pricing before work starts, try our free estimate generator or quote generator.